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Avery Chen

Senior Product Manager

San Francisco, CA

I help fintech teams ship clearer roadmaps and tighter feedback loops.

Eight years building consumer and SMB fintech products. I care about clean problem framing, ruthless prioritization, and shipping things people actually use.

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Visitor asked

Tell me about Avery's biggest product launch

The most consequential launch I led was the underwriting decision center at Loom Capital. The lending team was burning hours bouncing between three internal tools to make a single decision, and the inconsistency was bleeding into approval rates. I framed the problem as a workflow problem first, not a UI problem — that reframe got the engineering and risk teams aligned on the same goal in week one.

I ran a two-week shadowing sprint with eleven analysts to map every click, every tab switch, every workaround spreadsheet. The output was a heat map of decision friction that became the spec. We deliberately scoped the v1 to one product (small business term loans) so we could ship in eight weeks instead of arguing about a unifying platform for six months.

We launched in March, instrumented everything, and held a weekly review with risk leadership for the first six weeks. Analyst review time dropped 38%, approval volume grew 14% without lifting our default rate, and the NPS from the analyst team — which I genuinely think is the better signal for internal tools — went from a 12 to a 47.

The lesson I keep repeating to PMs I mentor: when leadership is staring at a metric, the temptation is to ship the dashboard that explains the metric. The leverage is almost always one layer deeper, in the workflow that produces the metric.

This is a sample. Avery Chen is fictional and the answers above are pre-written.

Experience

  1. Senior Product Manager, Lending

    2023Present

    Loom Capital

    Lead the underwriting product line. Shipped a unified decisioning surface that cut analyst review time 38% and grew approved volume without lifting risk.

  2. Product Manager, Cards & Rewards

    20202023

    Northstar Bank

    Owned the rewards redemption flow and merchant offers platform. Took the activation rate from 22% to 51% over six quarters by collapsing the funnel from nine steps to three.

  3. Associate Product Manager

    20182020

    Brightline Labs

    Joined as APM #2 on a small SMB invoicing tool. Ran the discovery work that became the recurring billing module — still the most used feature in the product.

Skills

  • Product strategy
  • Roadmap planning
  • User research
  • SQL & data analysis
  • Stakeholder management
  • Experimentation

Education

  • Cascade State University

    B.S., Cognitive Science

    20142018

Projects

  • Underwriting decision center

    End-to-end redesign of the analyst review surface at Loom Capital. Consolidated three internal tools into one workspace with policy guardrails baked in.

    • Fintech
    • Internal tools
    • 0-1

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